admin Moving from OPT to H-1B? Understand wage levels and the new weighted lottery, the $100,000 fee rules, your paycheck, 401(k) match, HSA, RSUs, tax residency, FBAR and a 60-day job-loss safety plan.
Can Indian students invest in US stocks on F-1? Learn what is allowed, brokerage accounts, index funds and ETFs, Roth IRA eligibility on OPT, 2026 contribution limits, taxes and mistakes to avoid.
A smart plan for Indian students on OPT or H-1B to repay an Indian education loan: moratorium interest, prepayment, rupee vs dollar math, refinancing, Section 80E and how to balance loan repayment with US savings.
Why is car insurance so expensive for Indian students in the USA? Learn liability vs full coverage, how an Indian driving licence affects quotes, state licence rules and practical ways to cut your premium.
No SSN, no credit score, no US guarantor? Here is how Indian students rent apartments in the USA: leases, deposits, guarantors, documents, rental scams, renters insurance and moving-out tips.
How much does an Indian student need per month in the USA? Realistic sample budgets for small towns and big cities, the 50/30/20 rule adapted for students, and practical ways to save on rent, food and phone.
US healthcare is expensive. Learn how university health plans work, waivers, deductibles, copays, networks, what to do after graduation on OPT, and how Indian students can avoid huge medical bills.
Many OPT employers wrongly deduct 7.65% FICA tax from Indian F-1 students. Learn who is exempt, how to check your paystub and W-2, and how to claim a refund using Form 843 and Form 8316.
Every Indian F-1 student must file something with the IRS. Learn Form 8843, Form 1040-NR, nonresident status, the special India-US treaty standard deduction, deadlines and common mistakes.
Going to the USA for studies or work? Learn why you must convert your Indian savings account, NRE vs NRO differences, tax-free interest, repatriation limits, and US FBAR reporting for H-1B holders.